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The Habakkuk
3 min read
Introduction to the Capital Market in Nigeria
The capital market is a vital component of the country's financial system, serving as a platform for raising long-term funds and investment.
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The Habakkuk
2 min read
Understanding How Insurance Works
Understanding the basics of insurance can empower you to make informed decisions about protecting yourself, your loved ones, and your assets
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The Habakkuk
3 min read
Overview of Insurance Fundamentals
Insurance Fundamentals/ 101 is an essential primer on the basic principles of insurance, covering concepts such as risk, premiums, policies
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The Habakkuk
3 min read
Is There Really Such a Thing as Good Debt vs. Bad Debt?
The concept of "good debt" and "bad debt" is subjective and can vary depending on individual financial situations, goals, and perspectives.
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The Habakkuk
3 min read
A Step-by-Step Guide to Getting Out of Debt
Getting out of debt requires a combination of discipline, planning, and consistent effort.
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The Habakkuk
3 min read
Understanding Benefits Payments (Pension Withdrawal) in Nigeria
Pension withdrawal is the process by which individuals access the funds in their pension accounts after retirement or in some specific cases
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The Habakkuk
3 min read
Understanding the Tax System in Nigeria
Understanding the tax system in Nigeria involves grasping its structure, key taxes, regulations, and procedures.
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The Habakkuk
2 min read
15 Tips for Navigating the Nigerian Tax System
Navigating the Nigerian tax system can be complex due to its multi-tiered structure, various taxes, and changing regulations.
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The Habakkuk
3 min read
Overview of the Pay-As-You-Earn (PAYE) System in Nigeria
PAYE (Pay-As-You-Earn) is a tax system in Nigeria that requires employers to deduct income tax from their employee's salaries or wages.
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The Habakkuk
2 min read
Essential Tips for Effective Inventory Management
Effective inventory management is crucial for maintaining a healthy cash flow and optimizing business operations.
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The Habakkuk
3 min read
15 Strategies for Surviving a Cash Crisis As A Small Business Owner
Surviving a cash crisis as a business owner can be challenging, but with planning and execution, you can navigate through the difficulties.
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The Habakkuk
3 min read
Basic Accounting for Non-accountants
Understanding some fundamental accounting concepts can help non-accountants navigate financial information and make informed decisions.
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The Habakkuk
2 min read
How To Reduce Exposure to Fraud
Reducing exposure to fraud requires a combination of vigilance, awareness, and proactive measures.
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The Habakkuk
5 min read
30 Common Types of Financial Fraud and Schemes, with Examples
Financial fraud encompasses a wide range of deceptive practices aimed at obtaining money, assets, or sensitive information by dishonesty.
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The Habakkuk
3 min read
Anti-Money Laundering (AML) and Countering the Financing of Terrorism (CFT) in Nigeria
AML/CFT stands for Anti-Money Laundering (AML) and Countering the Financing of Terrorism (CFT).
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The Habakkuk
3 min read
Understanding Financial Inclusion in Nigeria (Part II)
The efforts to promote financial inclusion have yielded positive outcomes, including increased savings, credit, insurance, and pension.
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The Habakkuk
2 min read
Understanding Financial Inclusion in Nigeria (Part I)
Financial inclusion have been a significant focus area to promote economic development, reduce poverty, & enhance the well-being of citizens
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The Habakkuk
2 min read
Estate Administration in Nigeria
Estate administration involves the process of managing and distributing a deceased person's assets, settling debts and obligation.
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The Habakkuk
6 min read
How to Apply for the 25% RSA Balance as Equity Contribution for Residential Mortgage
Here’s the documentation required and the procedures to access the Equity Contribution under the RSA Residential Mortgage Program.
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The Habakkuk
4 min read
Understanding the Guideline on Accessing 25% of RSA Balance as Equity Contribution for Mortgage
PenCom released guidelines on the utilisation of Retirement Savings Account (RSA) balances as equity contributions for residential mortgage.
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The Habakkuk
2 min read
Understanding the Mortgage Market in Nigeria
The mortgage market in Nigeria has faced challenges due to limited access to financing, high-interest rates, and land title disputes.
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The Habakkuk
1 min read
Know the Pension Fund Administrators (PFAs) in Nigeria
The Contributory Pension Scheme (CPS) in Nigeria requires pension funds to be privately managed exclusively by licensed PFAs.
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The Habakkuk
2 min read
Retirement Planning in Nigeria
Retirement planning requires careful consideration and preparation to ensure a comfortable and secure post-work life.
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The Habakkuk
4 min read
ETFs - What You Need to Know
An ETF is a type of investment fund that is traded on stock exchanges, like individual stocks.
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