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How You Can Budget in 3 Easy Steps
Budgeting is an essential skill for managing your finances effectively and achieving your financial goals.
The Habakkuk
2 min read
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18 Tips on How to Save Like a Pro!
Saving like a pro involves adopting disciplined financial habits and strategies to effectively build and manage your savings over time.
The Habakkuk
2 min read
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Understanding Pension Multi-Fund Structure in Nigeria
The multi-fund structure was introduced to provide pension contributors with a tailored investment approach based on their risk appetite...
The Habakkuk
3 min read
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Is There Really Such a Thing as Good Debt vs. Bad Debt?
The concept of "good debt" and "bad debt" is subjective and can vary depending on individual financial situations, goals, and perspectives.
The Habakkuk
3 min read
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A Step-by-Step Guide to Getting Out of Debt
Getting out of debt requires a combination of discipline, planning, and consistent effort.
The Habakkuk
3 min read
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30 Common Types of Financial Fraud and Schemes, with Examples
Financial fraud encompasses a wide range of deceptive practices aimed at obtaining money, assets, or sensitive information by dishonesty.
The Habakkuk
5 min read
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How to Apply for the 25% RSA Balance as Equity Contribution for Residential Mortgage
Here’s the documentation required and the procedures to access the Equity Contribution under the RSA Residential Mortgage Program.
The Habakkuk
6 min read
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Understanding the Guideline on Accessing 25% of RSA Balance as Equity Contribution for Mortgage
PenCom released guidelines on the utilisation of Retirement Savings Account (RSA) balances as equity contributions for residential mortgage.
The Habakkuk
4 min read
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Investment Basics
Investment Basics refers to the concepts and principles that individuals need to understand before making informed investment decisions.
The Habakkuk
3 min read
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The Beginner’s Guide to Budgeting and Saving
Managing your finances through budgeting and saving is a crucial step toward achieving your financial goals and securing your future.
The Habakkuk
3 min read
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Mistakes You Should Avoid When Selecting a Financial Planner
Choosing the right financial planner is crucial for your financial well-being.
The Habakkuk
2 min read
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Do I Need a Financial Planner?
Whether or not you need a financial planner depends on your individual circumstances, financial goals, and expertise in managing finances.
The Habakkuk
4 min read
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Licensed Banks in Nigeria
The Central Bank of Nigeria (CBN) regulates the banking industry in Nigeria. The CBN has six license categories as follows:
The Habakkuk
1 min read
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Licensed Payments Service Providers in Nigeria
The Central Bank of Nigeria (CBN) regulates the payment industry in Nigeria. The CBN has four license categories as follows:
The Habakkuk
1 min read
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20 Ways to Save Money on Groceries When You Are on A Budget
Saving money on groceries is a great way to reduce your overall expenses, stretch your budget and manage your finances better.
The Habakkuk
3 min read
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